At BFbooks, we value your privacy and are committed to protecting your personal information with transparency, responsibility, and secure data practices.

We collect and use information primarily to protect your account, process transactions securely, and improve your experience on the platform. Your information may be used to:

• Verify your identity during login and account access
• Protect accounts against unauthorized access or fraudulent activities
• Secure and encrypt sensitive account and transaction data
• Process payments, payouts, and purchase confirmations
• Provide customer support and account-related notifications

BFbooks does not sell or rent your personal information to third parties. Your information may only be shared where necessary for payment processing, legal compliance, fraud prevention, or regulatory obligations.

Data Retention & User Rights

• We retain personal information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, or maintain financial records where required.
• Users may request access to, correction of, or deletion of their personal data at any time through the support section or official contact channels.
• Requests for account deletion may result in the permanent removal of account-related data, except where retention is legally required.
• BFbooks implements reasonable technical and security measures to protect user data from unauthorized access, misuse, or disclosure.

By using BFbooks, you consent to this Privacy Policy and the secure processing of your information as described above.

1. About BFbooks

1.1. BFbooks is a digital bookstore and self-publishing platform operated by Chimart E-Business Incorporated.

1.2. Eugene Daniels is the Founder and Chief Executive Officer of Chimart E-Business, BFbooks, and iTFreak Lab.

2. Scope of These Terms

2.1. These Terms govern your use of BFbooks, including our website, mobile application, digital bookstore, and related services.

2.2. By accessing or using BFbooks, you agree to comply with these Terms. If you do not agree, please discontinue use of the platform.

2.3. These Terms are provided in English, and all transactions and communications will be conducted in English.

2.4. BFbooks reserves the right to update or modify these Terms at any time. Important changes may be communicated through email or platform notices.

3. BFbooks Readers

3.1. Users who purchase, access, or download digital books through BFbooks are recognized as BFbooks Readers and are subject to these Terms.

3.2. Readers may access purchased digital content through their Reader Dashboard and supported download links provided by BFbooks.

4. Access to Digital Downloads

4.1. To purchase and download digital books, readers may be required to create a BFbooks account.

4.2. Purchased books, order history, and available downloads may be accessible through the Reader Dashboard.

4.3. Some books may be offered for free by publishers, while others require payment before access or download.

4.4. Readers are responsible for maintaining the security of their accounts and login credentials.

5. Payments

5.1. BFbooks supports secure payments through trusted third-party payment providers and supported payment methods, including cards, mobile money, digital wallets, and other available payment options.

5.2. Applicable transaction fees, taxes, or currency conversion charges may apply depending on your payment method or region.

5.3. BFbooks does not directly process or store payment card details. Payment processing is handled securely by licensed third-party payment providers.

5.4. For payment-related issues caused by payment providers, readers may also be required to contact the relevant payment gateway support team.

6. Refund Policy

6.1. BFbooks aims to provide readers with quality digital content and a smooth purchase experience.

6.2. Readers who experience issues with purchased books may submit a refund request for review and investigation.

6.3. Approved refunds may be processed through:

• Refund to a supported bank account or mobile wallet (where applicable)
• BFbooks account credit or wallet balance for future purchases

6.4. Refund requests must generally be submitted within 5 days of purchase unless otherwise stated.

6.5. BFbooks reserves the right to review refund requests and determine eligibility based on the nature of the issue reported.

1. About BFbooks

1.1. BFbooks is a digital self-publishing and bookstore platform operated by Chimart E-Business Incorporated.

1.2. Eugene Daniels is the Founder and Chief Executive Officer of Chimart E-Business, BFbooks, and iTFreak Lab.

2. Scope of These Terms

2.1. These Terms govern your use of BFbooks publishing services, including our website, mobile application, dashboard, tools, and related features.

2.2. By using BFbooks, you agree to comply with these Terms. If you do not agree, please discontinue use of the platform.

2.3. These Terms are provided in English, and all communications and transactions will be conducted in English.

2.4. BFbooks reserves the right to update or modify these Terms at any time. Significant updates may be communicated through the platform or via email.

3. Publishing Services

3.1. BFbooks allows publishers and authors to upload and distribute digital books, including eBooks and supported digital publications, for global access and sales.

3.2. By publishing on BFbooks, you confirm that you own the rights to the content you upload or have authorization to distribute it.

3.3. Uploaded files, covers, and related content are securely stored and made available to readers through the BFbooks platform.

4. Royalties & Earnings

4.1. Publishers earn royalties from successful book sales and downloads completed through BFbooks.

4.2. BFbooks currently offers publishers up to 80% royalty per successful sale unless otherwise stated for a specific service or promotion.

4.3. BFbooks maintains a transparent earning structure with no hidden deductions beyond applicable transaction or payout processing fees.

5. Payment Partners

5.1. Payments and payouts are processed through trusted third-party payment providers and financial partners integrated into the BFbooks platform.

5.2. BFbooks does not directly store customer payment information or hold publisher funds outside the supported payment systems.

5.3. While we carefully select our payment partners, BFbooks cannot guarantee uninterrupted services from third-party financial providers in cases of technical outages, service interruptions, or operational changes beyond our control.

6. Payouts & Withdrawals

6.1. Publishers can request withdrawals through the Payout section of their dashboard.

6.2. Payouts may be sent to supported local bank accounts, mobile money services, or approved payment wallets.

6.3. Payout processing times may vary depending on the selected payout method and payment provider.

6.4. Applicable transaction or transfer charges from payment providers may be deducted during payout processing.

6.5. Updating payout information may require identity verification for security purposes before future withdrawals are approved.

7. Refunds & Content Issues

7.1. BFbooks reserves the right to investigate complaints regarding corrupted, misleading, incomplete, or low-quality digital content.

7.2. Where valid complaints are confirmed, refunds may be issued to affected customers, and related amounts may be deducted from the publisher’s available balance where applicable.

8. Account Suspension & Termination

8.1. BFbooks reserves the right to suspend, restrict, or permanently terminate accounts involved in fraudulent activities, copyright violations, abuse of the platform, or violations of these Terms.

8.2. Serious violations may result in immediate account termination without prior notice.

9. Marketing Responsibility

9.1. BFbooks provides publishers with tools and storefront features to publish and sell their books globally.

9.2. Publishers remain responsible for promoting and marketing their books to reach readers and increase sales.

10. Publication Approval & Rejection

10.1. BFbooks reserves the right to reject or remove content that violates platform guidelines or quality standards, including:

• Low-quality or misleading cover designs
• Corrupted, incomplete, or incorrect files
• Explicit or prohibited content
• Content that violates copyrights or applicable laws

10.2. Publishers are encouraged to review the BFbooks publishing guidelines before submission to reduce the chances of rejection or delays.